Anna comments on the interest rates pause

It will be a relief to the two million households with mortgages on variable rates, or with their fixed rates coming to an end by the end of this year that base rates have been held this month. However, we are not yet ‘out of the woods’. Inflation remains high, meaning that base rates are […]

Scrapping of EPC targets – Anna Clare Harper on The Rodcast

The big news from last week was the scrapping of proposed Minimum Energy Efficiency Standards of EPC C+ for properties to be legally rented out from 2025/8. Rowbacks never look graceful, but in fact, this one makes a lot of sense. Anna joined Rod Turner on his podcast to talk about the scrapping of planned […]

Anna Clare Harper writes for FT Adviser

Anna Clare Harper and article title

One of the driving forces behind institutional investment from the likes of Aviva Investors and Legal & General is the potential scale and value of the PRS — it is worth £1.4tn today, 19 per cent of the UK’s £8tn housing market.

You don’t want to be a landlord any more. Now what?

The vast majority of rental property owners (the term ‘landlords’ is understandably disliked by many in the sector, and seen as outdated) – 82% according to the English Landlord Survey – are non-professional, owning fewer than 5 rental properties. Since 1997, when buy to let mortgages became widely available, rental property owners have had a […]

Anna’s comments on recent housing transactions featured in Property Industry Eye

Housing transactions were down 16% in the year to July 2023, to 86,510. This significant reduction in the volume of transactions reflects weaker confidence and demand. Transactions are down because higher interest rates make buying and owning property much less affordable, regardless of house prices. Up to 2 million property owners are facing double or […]

Anna Clare Harper’s Podcast Featured in the Top 20 Finance & Investing Podcasts

Anna Clare Harper’s, “The Return: Property & Investment Podcast”, is listed in The Money Maze Podcast’s Top 20 Finance & Investment Podcasts for summer 2023 “Presented by Anna Harper since its inception in 2018, this podcast delves not only into the world of property but also explores the broader realms of business investment, management, and […]

Anna’s comments featured in Forbes Advisor

House prices £285,861, representing growth in the year to May 2023 of 1.9%. This significant slowdown in growth is a direct result of increased interest rates, which have stretched housing affordability. Higher interest rates impact those who already own a property: many are facing double or triple their previous housing costs. It also impacts new […]